VA Ratings Prime

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Know Your Benefits

What You Get at Every VA Disability Rating

A clear breakdown of every benefit, perk, and program available at each rating percentage — so you know exactly what you are entitled to.

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0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 100% P&T
How It Works

Understanding VA Disability Ratings

VA disability ratings go from 0% to 100%, in steps of 10%. The higher your rating, the more benefits you unlock. Some benefits kick in only at certain percentages. This page breaks down everything for you.
1

Ratings Go From 0% to 100%

The VA assigns a percentage based on how much your service-connected condition affects your daily life and ability to work.

2

Higher Rating = More Benefits

Each rating level unlocks new benefits on top of the ones below it. You keep every benefit from the lower levels.

3

Key Thresholds Matter

Certain ratings unlock big changes. For example, 30% unlocks dependent pay. 100% P&T unlocks the most benefits of all.

Rating-by-Rating Breakdown

Your Benefits at Every Rating Level

Find your rating below to see exactly what you qualify for. Each level includes everything from the ratings below it, plus new benefits.
0%

0% — Service-Connected, Non-Compensable

Monthly Compensation: $0.00
  • VA Healthcare — Priority Group 6. You can receive care at VA medical facilities.
  • Service-connected condition treatment — The VA will treat the specific condition(s) that are service-connected at no cost to you.
  • VA Home Loan eligibility — You can apply for a VA-backed home loan with a Certificate of Eligibility (COE). No down payment required in most cases.
10%

10% Disability Rating

Monthly Tax-Free Compensation: $175.87
Includes everything at 0%, plus the following new benefits:
  • Monthly tax-free compensation: $175.87 — This money is not taxed. It goes straight into your pocket every month.
  • VA Healthcare — Priority Group 3 — You move up the priority list for VA medical care. Shorter wait times and broader access.
  • VA Dental (one-time) — One-time dental treatment for conditions related to your military service.
  • VR&E eligibility (Chapter 31) — Vocational Rehabilitation and Employment, if you have a barrier to getting or keeping a job. Covers job training, resume help, and more.
20%

20% Disability Rating

Monthly Tax-Free Compensation: $347.83
Includes everything at 10%, plus the following new benefits:
  • Monthly tax-free compensation: $347.83 — Nearly double the 10% rate. This is still tax-free money every month.
30%

30% Disability Rating Key Threshold

Monthly Tax-Free Compensation: $552.47 (veteran alone)
Includes everything at 20%, plus these important new benefits:
  • Monthly tax-free compensation: $552.47 (veteran alone) — At 30%, your pay rate depends on how many dependents you have. Veterans with a spouse, children, or dependent parents get MORE money each month.
  • Additional compensation for dependents — This is the threshold! Starting at 30%, you get extra money each month for your spouse, each child, and dependent parents. This can add hundreds to your monthly payment.
  • VA Dental — full mouth coverage if your dental condition is service-connected.
  • Commissary and exchange access — Shop at military commissaries and exchanges for discounted groceries and goods.
40%

40% Disability Rating

Monthly Tax-Free Compensation: $795.84
Includes everything at 30% (including dependent pay), plus:
  • Monthly tax-free compensation: $795.84 — A significant jump from 30%. Plus dependent pay on top of this.
50%

50% Disability Rating

Monthly Tax-Free Compensation: $1,132.90
Includes everything at 40%, plus:
  • Monthly tax-free compensation: $1,132.90 — You have now crossed the $1,000/month mark. This amount does not count as income for tax purposes.
  • VR&E nearly auto-approved — At 50%, Vocational Rehabilitation and Employment (Chapter 31) eligibility is much easier to obtain. The VA assumes you likely have a serious employment barrier at this level.
60%

60% Disability Rating TDIU Threshold

Monthly Tax-Free Compensation: $1,435.02
Includes everything at 50%, plus:
  • Monthly tax-free compensation: $1,435.02 — Plus additional amounts for dependents.
  • TDIU eligibility (single condition) — If you have ONE service-connected condition rated at 60% or higher and it prevents you from working, you may qualify for Total Disability based on Individual Unemployability. TDIU pays you at the 100% rate even if your combined rating is not 100%.
70%

70% Disability Rating TDIU Threshold

Monthly Tax-Free Compensation: $1,808.45
Includes everything at 60%, plus:
  • Monthly tax-free compensation: $1,808.45 — Nearly $1,800 per month, tax-free, plus dependent pay.
  • TDIU eligibility (combined rating) — If your combined rating is 70% or higher AND at least one condition is rated at 40% or more, you can qualify for TDIU. This pays you at the 100% rate.
  • Stronger case for Individual Unemployability — At 70% combined, the VA takes unemployability claims much more seriously. If your conditions keep you from holding a steady job, this is worth pursuing.
80%

80% Disability Rating

Monthly Tax-Free Compensation: $2,102.15
Includes everything at 70%, plus:
  • Monthly tax-free compensation: $2,102.15 — Over $2,100 per month, completely tax-free. Plus dependent pay on top.
90%

90% Disability Rating

Monthly Tax-Free Compensation: $2,362.30
Includes everything at 80%, plus:
  • Monthly tax-free compensation: $2,362.30 — Close to the maximum schedular rate. Plus dependent pay.
100%

100% Disability Rating Maximum Schedular

Monthly Tax-Free Compensation: $3,938.58
Includes everything at 90%, plus all of these major benefits:
  • Monthly tax-free compensation: $3,938.58 — The highest schedular rate. Nearly $4,000 per month, completely tax-free, plus additional pay for dependents.
  • VA Healthcare — Priority Group 1 — Top priority for all VA medical care. You are first in line.
  • Full dental care coverage — Complete dental care at no cost, for all dental conditions, not just service-connected ones.
  • DEA (Chapter 35) — Dependents' Education Assistance — Your spouse and children may qualify for education benefits, including up to 36 months of education and training.
  • CHAMPVA health insurance for dependents — Your spouse and children can get healthcare coverage through the Civilian Health and Medical Program of the VA. This covers doctor visits, hospital stays, prescriptions, and more.
  • Property tax exemptions — Most states offer full or partial property tax exemptions for 100% disabled veterans. This can save you thousands of dollars per year. Rules vary by state.
  • Space-A military flights — Fly on military aircraft on a space-available basis, at no cost. Great for travel.
  • Commissary and exchange privileges — Full access to military commissaries and exchanges for discounted shopping.
  • State-level benefits — Free vehicle registration, hunting and fishing licenses, state park passes, and more. Benefits vary by state.
  • Social Security disability — easier to qualify — A 100% VA rating does not automatically mean Social Security approves you, but it makes your case much stronger. Many veterans with 100% VA ratings qualify for SSDI as well.
  • Free Life Insurance through S-DVI — Service-Disabled Veterans Insurance provides up to $10,000 in life insurance coverage. If you are totally disabled, you may qualify for an additional $30,000.
  • Concurrent Retirement and Disability Pay (CRDP) — If you are a military retiree, CRDP lets you receive both your full military retirement pay and your VA disability compensation without any offset. You get both checks in full.
P&T

100% Permanent & Total (P&T) Most Benefits

The highest level of VA benefits. All of the above, PLUS these exclusive benefits.
Includes everything at 100%, plus these additional permanent benefits that only P&T veterans receive:
  • No future C&P re-examinations — The VA will not call you back for Compensation and Pension exams. Your rating is permanent. You do not have to worry about a rating reduction.
  • Chapter 35 DEA benefits confirmed for dependents — Your spouse and children are guaranteed up to 36 months of education and training benefits. This can be used for college, vocational school, apprenticeships, and more.
  • CHAMPVA for dependents confirmed — Your family members are fully eligible for CHAMPVA healthcare coverage. No uncertainty about future eligibility.
  • Most state benefits fully unlocked — State-level benefits for P&T veterans are often the most generous. Many states reserve their best benefits exclusively for veterans with a P&T designation.
  • Free college tuition for dependents — Some states offer free or reduced college tuition for the children and spouse of P&T veterans. This can save tens of thousands of dollars per child.
  • Federal hiring preference — P&T veterans receive a 10-point preference on federal job applications. This gives you a significant advantage when applying for government positions.
Above 100%

Special Monthly Compensation (SMC)

Some veterans qualify for payments above the 100% rate. This is called Special Monthly Compensation.

SMC provides additional monthly payments for veterans with specific severe conditions. These include:

  • Loss or loss of use of a limb — hands, feet, arms, or legs
  • Housebound status — you are mostly confined to your home due to your disabilities
  • Aid and Attendance — you need help with daily activities like bathing, dressing, or eating
  • Loss or loss of use of a creative organ
  • Blindness or deafness under certain conditions

SMC rates range from SMC-K (an additional ~$131/month) all the way up to SMC-R ($10,000+/month for the most severe cases). There are many levels of SMC, and many veterans qualify without even knowing it.

Learn More About SMC →
Don't Leave Money on the Table

Benefits You Might Be Missing

Thousands of veterans are leaving benefits unclaimed. Here are the most common mistakes.

Did You Know?

Many veterans at 30% or higher do not have their dependents listed. If you have a spouse, children, or dependent parents and your rating is 30% or above, you should be getting extra money each month. Some veterans are losing hundreds of dollars per month because they never added their dependents to their VA record.

Veterans at 100% P&T often do not know about CHAMPVA or Chapter 35 DEA. Your spouse and children may qualify for healthcare coverage and education benefits. CHAMPVA can cover medical bills. Chapter 35 DEA can pay for college. These are huge benefits that many families never apply for.

State benefits vary widely — check your state's VA office. Some states offer incredible benefits like full property tax exemptions, free college for your kids, free vehicle registration, and more. Other states offer very little. You need to check what your specific state provides. Every state is different.

State-Level Benefits

Your State May Offer Even More

Many of the best veteran benefits come from your state government, not the federal VA. These benefits vary widely from state to state.

Common State Benefits for Disabled Veterans

Depending on your state and your rating level, you may be eligible for some or all of the following. Most of these benefits are available at 100% or 100% P&T, but some states offer them at lower ratings.

Property Tax Exemptions Free Vehicle Registration Hunting & Fishing Licenses Free State Park Access Reduced College Tuition Free License Plates Income Tax Exemptions
View State VA Resources →

Not Sure What Rating You Deserve?

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