Ratings Prime
Typically replies in minutesCriteria from 38 CFR Part 4 (DC 9410/9435 (mental formula)). Pay shown is the 2026 monthly rate for a veteran alone at that percentage by itself.
| Rating | What qualifies | 2026 monthly pay* |
|---|---|---|
| 100% | Total occupational and social impairment — gross impairment in thought or communication, persistent delusions or hallucinations, danger of hurting self or others, inability to perform activities of daily living, disorientation, or memory loss for names of close relatives or own name. | $3,938.58 |
| 70% | Deficiencies in most areas (work, school, family, judgment, thinking, mood) — suicidal ideation, obsessional rituals, illogical speech, near-continuous panic or depression affecting ability to function, impaired impulse control, spatial disorientation, neglect of appearance, inability to establish and maintain effective relationships. | $1,808.45 |
| 50% | Reduced reliability and productivity — flattened affect, panic attacks more than once a week, difficulty understanding complex commands, impaired memory and judgment, disturbances of motivation and mood, difficulty maintaining effective work and social relationships. | $1,132.90 |
| 30% | Occasional decrease in work efficiency with intermittent periods of inability to perform tasks — depressed mood, anxiety, suspiciousness, weekly (or less) panic attacks, chronic sleep impairment, mild memory loss. | $552.47 |
| 10% | Mild or transient symptoms that decrease work efficiency only during periods of significant stress, or symptoms controlled by continuous medication. | $180.42 |
| 0% | A diagnosis exists but symptoms are not severe enough to interfere with occupational and social functioning or require continuous medication. | — |
*Rate for that single rating with no dependents. Your combined rating and household may differ — run your exact numbers in our calculator.
Every mental health condition — PTSD, depression, anxiety, panic disorder and others — is rated under the same General Rating Formula for Mental Disorders (38 CFR § 4.130). The VA looks at your overall occupational and social impairment, not your diagnosis. The listed symptoms are examples, not a checklist: the rating should reflect the level your symptoms most closely approximate. Chronic sleep impairment is explicitly listed in the 30% criteria — insomnia is usually rated as (or folded into) a mental health condition, and one mental health rating covers all psychiatric symptoms together.
Yes — chronic insomnia can be service-connected and is rated under the mental disorders formula. If a sleep study shows apnea, that is claimed separately under DC 6847.
Last updated: February 25, 2026
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Last updated: February 25, 2026
1. Nature of Services. Ratings Prime provides general education, coaching, and consulting. We are NOT a law firm, VA-accredited claims agent, attorney, or VSO. We do not file, submit, or prosecute claims on your behalf.
2. No Guarantee of Specific Outcomes. We cannot guarantee any specific rating or compensation amount. Our satisfaction guarantee (10% increase or monthly pay increase, or refund) is defined exclusively in your signed service agreement.
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9. Free Alternatives. Free assistance available from VSOs (DAV, VFW, American Legion), accredited agents, and attorneys at va.gov/ogc/apps/accreditation.
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11. Contact. info@varatingsprime.com or 305-897-2805.