Ratings Prime
AI guide · instant answers 24/7If your service-connected conditions keep you from holding steady work, the VA can pay you at the full 100% rate — $3,938.58/month in 2026 — even if your combined rating is 60% or 70%.
TDIU (Total Disability based on Individual Unemployability, 38 CFR § 4.16) says: if your service-connected conditions stop you from keeping substantially gainful employment, you deserve 100% pay — because the point of ratings is lost earning power. Two ways to qualify:
Marginal employment — earnings below the federal poverty threshold — does not bar TDIU. Neither does work in a “protected environment,” like a family business that accommodates you. What TDIU says is that you cannot maintain substantially gainful employment.
The full 100% rate: $3,938.58/month in 2026 for a single veteran — more with a spouse, children, or dependent parents.
It can be. After 20 years it becomes protected; and TDIU can be found permanent and total (P&T), which unlocks dependent benefits like CHAMPVA and Chapter 35 education.
Think you might qualify but the ratings math isn’t there yet? That’s exactly what our coaching solves — finding the missed conditions that get you to the TDIU thresholds.
Book Free Strategy Call →Or call 305-897-2805 — free, 15 minutes, no pressure.
Last updated: February 25, 2026
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Last updated: February 25, 2026
1. Nature of Services. Ratings Prime provides general education, coaching, and consulting. We are NOT a law firm, VA-accredited claims agent, attorney, or VSO. We do not file, submit, or prosecute claims on your behalf.
2. No Guarantee of Specific Outcomes. We cannot guarantee any specific rating or compensation amount. Our satisfaction guarantee (10% increase or monthly pay increase, or refund) is defined exclusively in your signed service agreement.
3. Educational Purpose. All materials are for general educational purposes only and should not be construed as legal, medical, or financial advice.
4. Client Responsibilities. You are responsible for: accuracy of information provided; filing your own claim; attending C&P exams; making your own claim decisions.
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9. Free Alternatives. Free assistance available from VSOs (DAV, VFW, American Legion), accredited agents, and attorneys at va.gov/ogc/apps/accreditation.
10. Governing Law. State of Florida.
11. Contact. info@varatingsprime.com or 305-897-2805.