Ratings Prime
AI guide · instant answers 24/7Your rating unlocks far more than compensation — wiped student loans, paid family caregivers, family healthcare, six-figure housing grants. Tap your rating and see what’s yours.
Rated 100% P&T or on TDIU? Your federal student loans can be fully discharged — often tens of thousands of dollars, gone.
Apply at StudentAid.gov →20-year retirees rated 50%+ collect both military retirement and VA compensation in full — no offset. Usually automatic, worth confirming.
Check via DFAS →Combat-related disabilities? CRSC restores retirement pay the VA offset took — tax-free, and open to medical (Chapter 61) retirees too.
Apply through your branch →Rated 70%+ and need help with daily living? PCAFC pays your family caregiver a monthly stipend (often $1,500–$3,000+ by area) plus healthcare and training.
Apply on VA.gov →At 100% P&T, your spouse and children get health coverage through CHAMPVA — a benefit families routinely never hear about.
Apply on VA.gov →Dependents’ Educational Assistance pays your spouse and children roughly $1,500+/month for school when you’re 100% P&T.
Apply on VA.gov →Any service-connected rating (even 0%) and age 80 or under: up to $40,000 whole life, no medical exam, no health questions.
Apply on VA.gov →A brace, prosthetic, or prescribed skin medication that wears out your clothes = an annual payment over $1,000. File once a year by August 1.
File VA Form 10-8678 →Severe mobility or vision loss? SAH/SHA grants pay six figures toward adapting or building your home — ramps, widened doors, full remodels.
Apply on VA.gov →Loss of use of a hand or foot, or certain vision loss: a one-time ~$26,000 vehicle grant plus VA-paid adaptive equipment.
File VA Form 21-4502 →Combat vets and MST survivors get free confidential counseling for themselves and family at 300+ Vet Centers — completely separate from VA healthcare.
Find a Vet Center →ANY service-connected rating unlocks on-base shopping (tax-free) and MWR facilities for life. Most vets at 10% have no idea.
How access works →Service-connected at any rating: a free lifetime America the Beautiful pass — every national park, for life.
Get the pass →Rated 10%+? You get 10-point preference on federal job applications — a real edge for USPS, VA, TSA, and every agency.
How it works →100% P&T unlocks Space-Available military flights for you and dependents — and most states waive some or all property tax. See your state’s rules →
Space-A basics →Not sure which of these you qualify for? Bring your award letter to a free 15-minute call and we’ll walk it together.
Book Free Strategy Call →Or call 305-897-2805 — free, 15 minutes, no pressure.
Last updated: February 25, 2026
1. Information We Collect. We collect personal information you voluntarily provide: name, email, phone, military branch, VA disability rating, and conditions. We do not collect Social Security numbers, VA login credentials, or financial account information.
2. How We Use It. To provide education and coaching services; communicate about your inquiry; send relevant content (with consent); improve services; comply with legal obligations.
3. Sharing. We do not sell, rent, or share your information for marketing. We may share with: service providers under confidentiality agreements; legal authorities when required; with your written consent.
4. Security. We use industry-standard measures including SSL/TLS encryption, secure document handling, and access controls.
5. Document Handling. Documents you share are handled confidentially, stored securely, used solely for coaching, and destroyed after a reasonable retention period.
6. Your Rights. Access, correct, delete your information; opt out of marketing; withdraw consent anytime.
7. Cookies. We may use cookies and analytics. You may disable cookies in browser settings.
8. Children. Services not directed to individuals under 18.
9. Changes. Updates posted on this page with revised date.
10. Contact. info@varatingsprime.com or 305-897-2805.
Last updated: February 25, 2026
1. Nature of Services. Ratings Prime provides general education, coaching, and consulting. We are NOT a law firm, VA-accredited claims agent, attorney, or VSO. We do not file, submit, or prosecute claims on your behalf.
2. No Guarantee of Specific Outcomes. We cannot guarantee any specific rating or compensation amount. Our satisfaction guarantee (10% increase or monthly pay increase, or refund) is defined exclusively in your signed service agreement.
3. Educational Purpose. All materials are for general educational purposes only and should not be construed as legal, medical, or financial advice.
4. Client Responsibilities. You are responsible for: accuracy of information provided; filing your own claim; attending C&P exams; making your own claim decisions.
5. Payment & Refund. Defined in your individual service agreement.
6. Limitation of Liability. We shall not be liable for indirect, incidental, special, or consequential damages. Total liability shall not exceed the amount paid for services.
7. Confidentiality. All client information treated as confidential per our Privacy Policy.
8. Intellectual Property. All materials are our IP. Personal use only.
9. Free Alternatives. Free assistance available from VSOs (DAV, VFW, American Legion), accredited agents, and attorneys at va.gov/ogc/apps/accreditation.
10. Governing Law. State of Florida.
11. Contact. info@varatingsprime.com or 305-897-2805.